API
Memocode
Memocode countersigns each payment with a memo of what the money was meant for—on existing card networks.
LAUNCHJanuary 1, 2027
FAQ
Who is it for?
Fintechs and banks that issue cards.
Does the money move to Memocode?
No. It stays at the bank. Memocode countersigns; the bank still approves or declines each payment.
How do I try it?
PrePost, the sandbox, tries the whole path in one call, on sample money.
What does it cost?
The sandbox is free. Live, the first 100 accounts are free, then $0.50 per account a month. An account is one person whose money Memocode partitions that month.